55 day interest-free period on all purchases. Read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. Now, if you are Cashing Out from your CA the instant option uses the card network to your linked Debit card, like a merchant making a refund . Every prepaid Visa Gift Card design can be sent as an eGift Card by email or a plastic Gift Card by mail. WE RESERVE THE RIGHT TO ASSUME THE EXCLUSIVE DEFENSE AND CONTROL OF ANY MATTER SUBJECT TO INDEMNIFICATION BY YOU, IN WHICH EVENT YOU WILL COOPERATE IN ASSERTING ANY AVAILABLE DEFENSES. Simplify your life and stay in control conveniently and securely, with the Sutton Bank Mobile App. 1. The maximum amount that can be spent using your Card is: Cash Access. These measures are specifically designed to help us protect your identity and identify possible fraud on your Card Account. Finally, BackOffice.Co Inc. . WE WILL NOT BE LIABLE TO YOU FOR: DELAYS OR MISTAKES RESULTING FROM ANY CIRCUMSTANCES BEYOND OUR CONTROL, INCLUDING, WITHOUT LIMITATION, ACTS OF GOVERNMENTAL AUTHORITIES, NATIONAL EMERGENCIES, INSURRECTION, WAR, OR RIOTS; THE FAILURE OF MERCHANTS TO HONOR THE CARD; THE FAILURE OF MERCHANTS TO PERFORM OR PROVIDE SERVICES; COMMUNICATION SYSTEM FAILURES; OR FAILURES OR MALFUNCTIONS ATTRIBUTABLE TO YOUR EQUIPMENT, ANY INTERNET SERVICE, OR ANY PAYMENT SYSTEM. WHEREAS, Sutton Bank operates a prepaid card service and is an approved issuer of prepaid cards on the Discover, Mastercard, and Visa Networks; WHEREAS, Sutton Bank provides services set forth in Exhibit B (the "Sutton Bank Prepaid Card Services") and the other Program Documents in connection with Card Transactions processed on one or more . Customer Service agents are available to answer your calls Monday-Friday from 8am to 6pm and Saturday 9am to 5pm USA Central Time. Its true that theres no foolproof method that you can use to protect your business, but educating your employees about security threats and best practices for online behavior and privacy can greatly reduce the possibility of a BEC scam. MoneyIQ Financial Literacy and Education Center, Protecting sensitive customer and vendor information. Online: To use the virtual card online, shoppers simply need to enter their card details at checkout just like they would any other debit or credit card. You will need to tell us: 2. Raising employee awareness about scams and BEC fraud is always a good idea, but businesses shouldnt rely solely on this. Once they have them; they can use them to transfer money out of your bank account and into theirs. Phishing is a type of cyber-attack that uses email or a malicious website to infect your machine with malware or collect your sensitive information. Solely for purposes of this Section 37 (Arbitration), We or Us shall mean the Issuer, and its respective successors, affiliates or assignees as well as Majority USA, LLC or any other any third party using or providing any product, service or benefit in connection with the Card. You may not use your Card for any online gambling, escort services or any illegal transaction. These types of transactions include (i) ATM transactions, and (ii) point of sale, PIN, PINless, automated clearing house, or other debit transactions not processed by Visa. PLEASE VISIT https://www.majority.com (THE WEBSITE) TO VIEW, PRINT, AND SAVE THIS AGREEMENT AND https://www.suttonbank.com/_/kcms-doc/85/49033/WK-Privacy-Disclosure-1218.pdf TO VIEW, PRINT, AND SAVE OUR PRIVACY POLICY. Yes, you can choose Canadian or US currency cards for your Canadian employees. The finally Visa Commercial Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A Inc. . THIS AGREEMENT CONTAINS AN ARBITRATION PROVISION (ARBITRATION SECTION) REQUIRING ALL CLAIMS TO BE RESOLVED BY WAY OF BINDING ARBITRATION. See how Square uses Marqeta. Access the toolkit here. If you believe that anyone has gained unauthorized access to your PIN, you should advise us immediately, following the procedures in the section labeled Lost or stolen cards/unauthorized transfers below. Lodge with frequently used pre-approved suppliers. Back up data automatically if possible, or at least weekly, and store the copies either offsite or on the cloud. Information for starting and maintaining a business. You must contact us at once if you believe your Card or PIN has been lost or stolen, or that someone has transferred or may transfer money from your Card Account (for example by using your Card) without your permission. * Rewards offers are subject to approval. * Rewards offers are subject to approval. 2022 Marqeta, Inc. 180 Grand Avenue, 6th Floor, Oakland, CA 94612. Control your card through a mobile app. The end goal of a BEC fraud is to persuade the target to make a money transfer or send sensitive data to the attacker while believing they are executing a legitimate and regular business operation. IMPORTANT PLEASE READ CAREFULLY. Alexandra Barring, Banking Moderator . arrow_forward. Ideal card for employees on the move to pay for travel and entertainment expenses with ease. The Card is not a device that accesses money in an individual checking or savings account. 27. However, certain third-party fees may apply as further described below. You can unsubscribe at any time. - Review Transaction History. $4.95 Purchase Fee. If you do not notify us in writing within sixty (60) days after you become aware of the transaction and/or after the statement was made available to you, you may not get back any value you lost after the sixty (60) days if we can prove that we could have stopped someone from taking the value if you had notified us in time and you are grossly negligent or fraudulent in the handling of your Card. The Gift Card Granny Visa or Mastercard is a prepaid Card issued by Sutton Bank. No one else may sign the rejection notice. The Card is a prepaid card useable wherever prepaid debit cards bearing the applicable payment network brands on your Card are accepted worldwide. You may also have additional security obligations related to agreements with your bank or processor. The exchange rate between the transaction currency and the billing currency used for processing international transactions is a rate selected by the Card Network from the range of rates available in wholesale currency markets for the applicable central processing date, which may vary from the rate the Card Network itself receives, or the government-mandated rate in effect for the applicable central processing date. Cyber-attacks are a growing concern for small businesses. YOU AGREE TO HOLD HARMLESS AND INDEMNIFY US AND OUR SUBSIDIARIES, AFFILIATES, OFFICERS, AGENTS, AND EMPLOYEES (AND THEIR SUBSIDIARIES, AFFILIATES, OFFICERS, AGENTS, AND EMPLOYEES) FROM AND AGAINST ANY AND ALL CLAIMS, SUITS, DAMAGES, PENALTIES, COSTS, FINES, LIABILITIES AND EXPENSES, INCLUDING, WITHOUT LIMITATION, REASONABLE ATTORNEYS FEES, THAT ARISE FROM YOUR VIOLATION OF THIS AGREEMENT, APPLICABLE LAW, OR ANY THIRD-PARTY RIGHTS OR YOUR FRAUD OR WILLFUL MISCONDUCT. Under Visa U.S.A. Inc. Operating Regulations, your liability for unauthorized transactions using your Card Account that take place on the Visa system without a PIN is $0.00 if you are not grossly negligent or fraudulent in the handling of your Card. You and we will have every remedy available in arbitration as you and we would have from a court and will be entitled to reasonable discovery. You will receive a weekly report for your action. Administrative privileges should only be given to trusted IT staff and key personnel. - Manage your Billers. The Troubleshooters have received reports from other consumers in the Delaware Valley about Cash App cards issued by Sutton Bank. @alexandra 01/24/22 This answer was first published on 01/24/22. If any transactions cause the available balance in your Card Account to go negative, including any purchase transactions where the retailer or merchant does not request authorization, you shall remain fully liable to us for the amount of any negative balance and any corresponding transaction fees. Fast, free, and easy-to-use debit card; Select from a variety of fantastic debit card rewards through My Sutton Rewards; Safer than carrying cash; More convenient and safer than checks; Eliminate cost of purchasing checks; Make purchases anywhere Visa is accepted; 24/7 access to funds via ATMs free at Sutton branches The PIN must be used on all automated teller machine (ATM) transactions and PIN transactions. These are called split transactions. Some merchants do not allow cardholders to conduct split transactions. Loads are available on the business day when final collected funds are received by us unless a longer time is permitted by applicable law. If you need to replace your Card for any reason we recommend that you make your request for a replacement Card within the App. In-store: To use the virtual card in-store, shoppers need to add the card to their Apple or Google wallet, then pay using Apple or Google Pay at the payment terminal. Includes prepaid. Transaction limits point-of-sale. You and your mean the person who have received the Card and is authorized to use the Card as provided for in this Agreement. Third party data and message fees may apply. After the code is run, your computer may become infected with malware. Box); (iv) the personal information that you provide to us and/or Majority USA, LLC in connection with the Card or other services provided by us or Majority USA, LLC is true, correct, up-to-date (at all times) and complete; (v) you have duly registered yourself with Majority USA, LLC in the App and that you have read and understand the Majority Terms of Service and agree to be bound by and to comply with their terms and conditions; (vi) you have read and understand this Agreement and agree to be bound by and to comply with its terms and conditions; and (vi) you accept the Card. We will attempt to communicate with you only by use of the most recent contact information you have provided to us. Can I customize the card with my business logo? This Agreement is revised periodically, so it may include changes from earlier versions. Lets talk about your use case and how we can help. Also, if you become aware of and/or your statement or electronic history shows transactions that you did not make or authorize, notify us at once following the procedures stated in the paragraph labeled Your Right to Dispute Errors. Any claim, dispute, or controversy (Claim) between you and us arising out of or relating in any way to this Agreement, your Card, your acquisition of the Card, your usage of the Card, or transactions on the Card, no matter how described, pleaded or styled, shall be finally and exclusively resolved by binding confidential individual arbitration conducted by the American Arbitration Association (AAA) under its Consumer Arbitration Rules in your state of residence at a location that is reasonably convenient for both parties.
